Santa Rosa County has an estimated 162,177 registered automobiles, which accounts for 0.9% of all vehicles in Florida.
Over 81% of adult drivers in Santa Rosa County drive alone to work, with over 58,000 commuting daily for 30 minutes or more.
It is estimated that 20% of Florida drivers are uninsured and over 32,000 vehicles in Santa Rosa County alone could be uninsured.
About every 7th crash in Santa Rosa County is a hit and run.
Motor vehicle fatalities in Santa Rosa County statistically occur at a rate of 14.50 per 100,000 vehicles on the road: approximately 23-24 fatal crashes per year.
In 2021, the Florida Department of Highway Safety and Motor Vehicles (FLHSMV) reported over 2,283 crashes in Santa Rosa County: 22 fatal crashes, with a resultant 23 deaths (including 4 motorcyclists). Alcohol was determined as the main factor for the fatal crashes in Santa Rosa County in an estimated 21% of all driving fatalities.
There are around 78,968 housing properties in Santa Rosa County, which are primarily occupied by the owners themselves (76%). This is similar to the majority of Florida (where approximately 65% is owner-occupied). Roughly 24% of the homes are rental units. Santa Rosa County has the highest homeownership rate among its neighbors.
Most of the neighboring counties are also dominated by owner-occupied homes. Next to Santa Rosa County is Okaloosa County with 63% of its homes inhabited by the owners followed by Escambia County with 62%.
Over 12% of housing units in Santa Rosa County experience housing problems, overcrowding, poor plumbing, or issues with the kitchen. In 1 out of 4 homes, residents spend more than 50% of their income on housing.
In Santa Rosa County, over 14% of adults do not have proper health insurance coverage, and this figure is lower than the state average (≈19.2%). It is also the lowest percentage compared to its immediate neighbors, while Okaloosa County has the highest uninsured adult rate, at 16%.
Over 18% (over 35,000 of adult residents) in Santa Rosa County report problems with health.
This is probably due to the fact that among the adult population, 21% smoke, 23% consume alcohol excessively, and over 1 out of 4 (≈29%) of the total population does not exercise regularly despite the fact that virtually most of them (≈77%) have access to areas where physical exercise can be done.
Discuss your health insurance needs with a state-licensed Florida health insurance professional with access to a variety of health insurance plans available to Santa Rosa County residents.
A Florida health insurance agent: analyzes your needs and restrictions, researches the locally available plans that fit your needs, provides you with the available options of coverage, and explains how the differences between the options affect you once you start using each insurance product. The agent assists you with the application process and at any time you need to make a change to the policy or shop for replacement coverage.
The average life expectancy for the residents of Santa Rosa County is 77.6 years old, which is lower than the state average in Florida (80). It is the second-highest among its neighbors, and the longest life span is observed in Okaloosa County with an average of 77.9.
Statewide, Collier County shows a longer life span of 86, posting the longest average in the state. The lowest life span in Florida is seen in Union County, at under 69 years old.
In 2022 there were approximately 31,000 seniors (65 and older) residing in Santa Rosa County.
Funeral expenses in and around Santa Rosa County vary drastically. The average price of a funeral in Santa Rosa County is around $6,000, which is very close to the Florida state average (of $5,900). Among the neighbors of Santa Rosa County, Escambia County has the same average funeral cost of almost $6,000.
Collier County has the most expensive funeral cost average in the entire state at around $9,600, while Putnam County and DeSoto County have the lowest, both at $4,600.
With 46% of Americans dying with savings of less than $10,000, more than 14 thousand Santa Rosa County senior residents could be placing an unnecessary and frequently unbearable financial burden on family and friends. Instead of grieving their loss, the family must concentrate on finding a way to pay.
(Note: If using life insurance as payment for the funeral services, most funeral homes require the policy to be “assignable”)
Besides the burial costs, the deceased frequently leave taxes and other debt behind for the family to take care of.
The most frequently used life insurance policies to cover “final expenses” up to $50,000 are: Term Life Insurance and Final Expense Insurance. The most commonly used life insurance policies to leave money to the family are the variations of: Term Life Insurance and Cash Value insurance, such as Whole Life insurance, Indexed Universal Life (IUL) insurance, and Final Expense.
To find out more about life insurance options and to get life insurance quotes in Santa Rosa County, speak with a knowledgeable state-licensed and experienced life insurance professional who has access to multiple insurers and plan types for comparison.
Commercial insurance needs vary between each almost 4 thousand business establishments in Santa Rosa County. The three largest job-creating sectors, accounting for 54% of all employment in the county in 2020 were: