The highways of Madison County are considered home to around 15,300 personal and commercial vehicles. This figure amounts to about 0.08% of all the vehicles registered in the entire state of Florida.
Nearly 84% of adult drivers in Madison County travel to and from work by themselves, and more than a third (37%) of those commutes require more than half an hour to complete.
Approximately 1 in 5 drivers in Florida are uninsured, which could mean around 3,000+ automobiles in Madison County may be uninsured or underinsured.
Nearly 1 in 5 crashes in Madison County is reported as a hit-and-run.
Vehicular fatalities in Madison County statistically occur at a rate of 22.42 per 100,000 vehicles on the road: Around three fatal crashes yearly.
In 2021, the Florida Department of Highway Safety and Motor Vehicles (FLHSMV) reported 445 crashes in Madison County: 5 fatal crashes, with a resultant 5 deaths. Alcohol is determined as the main factor for the fatal crashes in Madison County in an estimated 28% of all driving fatalities.
To learn more about your auto insurance in Madison County, contact a knowledgeable Property & Casualty (P&C) insurance agent licensed in the state of Florida.
It is estimated that the 8,822 housing unit market in Madison County is mostly made up of homeowner-occupied properties, at a rate of nearly 74% versus 26% for renters. Nearby counties’ homes are also mostly inhabited by the people who own them, with Lafayette County leading at 84% for owners and 16% for renters, followed by Taylor County and Jefferson County, both with 77% of homes inhabited by the owners. The average homeowner-occupied rate in the entire state of Florida is 65%.
1 in 5 (20%) housing units in Madison County suffers from housing problems like kitchen issues, overcrowding, or poor plumbing. In approximately 25% of homes, residents allocate more than half of their salary to housing alone.
Madison County is ranked 4th regarding proper health insurance coverage compared to its neighboring counties. Approximately 18% of adults in Madison County do not have adequate health insurance coverage. The highest uninsured adult rate among Madison County’s neighbors is in Lafayette County, at 23%, while the lowest uninsured adult rate is in Jefferson County, with almost 16%.
Across Florida, the highest uninsured adult rate is in Hendry County, with 35%, while the lowest rate is observed in St. Johns County at under 13% of the adult residents. In 2021, the average adult uninsured rate in Florida was around 19%.
Roughly 28% of adults (or 5,000+ residents) in Madison County experience health problems. In addition, nearly one-third of Madison County residents do not engage in physical exercise activities, which may be one of the contributing factors to why almost 36% of its residents are considered obese (with a BMI of 30 or more). Among its neighbors, Hamilton County posts the highest obesity rate, with nearly 40% of its residents, while the lowest rate for residents considered obese is in Lafayette County, at under 34% – still higher than the Florida average of 27%.
In 2022, there were 14 health insurers in Madison County offering affordable and frequently subsidized ACA health insurance on the Florida health marketplace.
Madison County has an average life expectancy of roughly 75.5 years, which is the lowest when compared to its adjacent neighbors. Madison County also leads state-wide in terms of low birth weight, affecting around 12.61% of newborn babies, which may contribute to the residents’ average lifespan being low. Looking at Madison County’s neighbors, Jefferson has the highest average life span, posting 77.6 years, closely followed by Lafayette County, with 77.1 years.
In the entire state of Florida, the longest average life expectancy is observed in Collier County, with over 86%, while the lowest average life span is seen in Union County, at under 69 years. The average life expectancy in Florida is at 80 years old.
Nearly 4,000 seniors (65 and older) lived in Madison County in 2022.
The average funeral cost in Madison County is around $7,000, which is the highest cost compared to its nearby neighbors, with Taylor County and Jefferson County coming in at close second, both with roughly $6,900. On the other hand, Suwannee County reports the lowest average funeral cost in the region, at $5,000. These costs usually include basic service fees, casket, embalming, transportation, viewing, and burial.
Statewide, Collier County tends to have the most expensive funerals at about $9,600, while Putnam County and DeSoto County have the lowest, both closer to $4,600.
Commercial insurance differs between more than 400 business establishments in Madison County. The three largest job-creating sectors, accounting for 65% of all employment in the county in 2020 were:
Health care professionals can benefit from Medical malpractice coverage, which protects both the patients and the insured medical professionals.
Retail businesses typically insure all business-owned or leased property and the employees. Besides that, every customer-facing operation typically requires liability insurance, in case the visitor gets hurt on the premises or by using the product. If the business stores and transports goods, it needs inventory insurance and inland marine coverage.
To assess your business insurance needs and to get a commercial insurance quote in Madison County, speak with a knowledgeable Florida-licensed commercial insurance agent with access to multiple insurers and premium finance options. Always try to compare at least 2 or 3 options before deciding on the coverage.