There are about 6,811 private and commercial vehicles registered in Lafayette County, and this number constitutes around 0.04% of all Florida-registered vehicles.
Approximately 88% of adult drivers in Lafayette County do their daily commutes driving to and from work on their own, and this percentage is the highest across Florida. Nearly half of these drivers take more than 30 minutes to get to their place of work.
About 1 in 5 Florida-based drivers do not have auto insurance coverage, and this implies that more than 1,000 vehicles in Lafayette County could possibly be uninsured or underinsured. Aside from this, around every 6th traffic accident in Lafayette County is a hit and run.
Deaths caused by vehicular collisions in Lafayette County statistically occur at a rate of 28.07 per 100,000 vehicles on the road: approximately 2 fatal crashes per year.
In 2021, the Florida Department of Highway Safety and Motor Vehicles (FLHSMV) reported 48 crashes in Lafayette County: 1 fatal crash that caused 1 fatality. Studies have shown that in 23% of traffic-related fatalities, alcohol was a significant factor — which is the lowest percentage in the state of Florida.
To discuss your auto insurance needs and to find affordable car insurance in Lafayette County, contact a knowledgeable Property & Casualty (P&C) insurance agent licensed in the state of Florida.
About 84% of the estimated 3,400 housing units in Lafayette County are inhabited by the owners, and 16% are rental units. Lafayette County and all of its peer counties are above the Florida state average for owner-occupied homes (≈65). With owner-occupancy rates of 74%, Suwannee County and Madison County have the lowest figure in the region, while Gilchrist Count’s 83% is the second-highest, after Lafayette County.
About 15% of the homes in Lafayette County encounter housing problems, overcrowding, substandard plumbing, or kitchen problems. In 1 out of 4 homes, residents dedicate more than 50% of their income to housing expenses.
Around 23% of the adults in Lafayette County do not have proper health insurance, and this figure is the highest in its region, followed by Suwannee County at 22%. Gilchrist County and Dixie County are at par with the Florida average of 19%, and Taylor County has the lowest rate at 17%. Across Florida, Hendry County has the highest figure in Florida at 35%, while St. Johns County has the lowest rate at 13%.
Approximately 28% (≈2,300) of Lafayette County residents experience health issues. This is partially due to the fact that among the adult population, 27% smoke, 18% consume too much alcohol, and around 33% of the residents do not exercise regularly.
The fact that almost 1 in 3 Lafayette County residents do not exercise regularly contributes to Lafayette County’s 34% obesity rate (BMI of 30 or more) — this rate is above the Florida average of 27%. Among the peer counties, Suwannee County has the highest obesity rate at 39%, while Dixie County has the lowest at 33%.
Discuss your health insurance needs with a knowledgeable state-licensed Florida health insurance professional with access to a variety of health insurance plans available to Lafayette County residents. Offerings of health insurance may differ between zip codes.
A Florida health insurance agent: analyzes your needs and restrictions, researches the locally available plans that fit your needs, provides you with the available options of coverage, and explains how the differences between the options affect you once you start using each insurance product. The agent assists you with the application process, and at any time you need to make a change to the policy or shop for replacement coverage.
The average Lafayette County resident has a lifespan of 77.2 years, which is the longest in its immediate area. The second-longest life expectancy is observed in Gilchrist County at 76.9 years. All of the life expectancy figures in the region are below the Florida average of 80.2 years.
In the entire state of Florida, Collier County has the longest average life expectancy at 86 years old, while the shortest average is recorded in Union County, at under 69 years old.
In 2022 there were approximately 1,500 seniors (65 and older) residing in Lafayette County.
A traditional funeral in Lafayette County could cost around $7,900, which is higher than the Florida state average of $5,900. It is also the most expensive average in its region, closely followed by Dixie County with a $7,800 average. The most affordable funerals in the area are observed in Suwannee County at an average cost of $5,000.
Across Florida, Collier County’s average of $9,600 is deemed as the most expensive in Florida, while Putnam County and DeSoto County have the lowest figures, both at closer to $4,600.
Commercial insurance needs vary between each of the estimated 136 business establishments in Lafayette County. The three largest job-creating sectors, accounting for approximately 71% of all employment in 2020 were:
To assess your business insurance needs in Lafayette County and to get a commercial insurance quote, speak with a knowledgeable Florida-licensed commercial insurance agent with access to multiple insurers and premium financing options.