An estimated 15,899 personal and commercial automobiles consider the roads of Gilchrist County their home. All the vehicles in this county constitute around 0.09% of all the registered vehicles in Florida.
Nearly 74% of adult drivers in Gilchrist County travel to and from work alone, and just over 50% of those commutes take more than half an hour to complete.
It is estimated that 20% of Florida drivers are uninsured, which could mean around 3,200 vehicles may be uninsured or underinsured in Gilchrist County.
Nearly 1 in 6 crashes in Gilchrist County are reported as a hit-and-run.
Automobile fatalities in Gilchrist County statistically occur at a rate of 28.47 per 100,000 vehicles on the road: nearly 5 fatal crashes per year.
In 2021, the Florida Department of Highway Safety and Motor Vehicles (FLHSMV) reported 207 crashes in Gilchrist County: 3 fatal crashes, resulting in 3 deaths. Alcohol is determined as the main factor for the fatal crashes in Gilchrist County in an estimated 47% of all driving fatalities.
To learn more about your auto insurance and to find affordable car insurance in Gilchrist County, contact a Property & Casualty (P&C) insurance agent licensed in the state of Florida.
Approximately 7,896 housing units in Gilchrist County are made up mainly of homeowner-occupied properties, at a rate of 83% versus 17% for Renters. Among the nearby counties of Gilchrist County, the highest owner-occupied rate is in Lafayette County, at 84%. In comparison, Alachua County has the lowest owner-occupied rate of 55%, which means every other residence is a rental. The average owner-inhabited rate in the state of Florida is 65%.
Nearly 12% of housing units in Gilchrist County encounter housing problems like overcrowding, plumbing problems, or kitchen issues. An estimated 25% of homes where residents allocate more than half of their salary to housing alone.
Roughly 19% of Gilchrist County residents (under 65 years old) do not have proper health insurance coverage, and the same can be said for the statewide average in Florida. Looking at the counties in its region, Lafayette County has the highest adult uninsured rate with 23%, while Alachua County has the lowest with at 13%. The highest uninsured adult rate in the entire state of Florida is in Hendry County, with 35%, while the lowest rate is reported in St. Johns County, at under 13%. In 2021, the average adult uninsured rate in Florida was around 19.2%.
Nearly 24% in Gilchrist County experience problems with their health. Additionally, 35% of its residents do not participate in any physical exercise activities, which may contribute to why almost 38% of the Gilchrist County population are considered obese (with a BMI of 30 or more). Among its peer counties, the highest obesity rate is located in Suwannee County, with roughly 39%, while the lowest obesity rate is observed in Alachua County, with 27%
In 2022, there were 14 health insurers in Gilchrist County offering affordable and frequently subsidized ACA health insurance on the Florida health marketplace.
The average lifespan for residents in Gilchrist County is 76.9 years, which is shorter than the Florida average of 80 years. Comparing to Gilchrist County’s neighbors, Alachua County has the longest life expectancy at 79.1 years, while Columbia County, Levy County, and Dixie County are tied at just over 75 years. In the entire state of Florida, Collier County has the longest expected life span, at 86 years, while the lowest life span in Florida is seen in Union County, at under 69 years old.
Almost 4,000 seniors (65 and older) lived in Gilchrist County in 2022.
The average funeral expense in Gilchrist County is reported at around $6,000, which is the highest average cost within its region. Compared to Gilchrist Count’s neighbors, Levy County’s $5,900 average funeral price closely follows as second, while Suwannee County has the most cost-effective funerals at $5,000. The average funeral cost in the entire state of Florida is around $5,900.
Statewide, Collier County tends to have the most expensive funerals at about $9,600, while Putnam County and DeSoto County have the lowest, both closer to $4,600.
Commercial insurance needs vary between each of the nearly 400 business establishments in Gilchrist County. The three largest job-creating sectors, accounting for over 52% of all employment in the county in 2020, were:
Retail businesses typically insure all business-owned or leased property and the employees. Besides that, every customer-facing operation typically requires liability insurance, in case the visitor gets hurt on the premises or by using the product. If the business stores and transports goods, it needs inventory insurance is inland marine coverage.
To assess your business insurance needs and to get a commercial insurance quote in Gilchrist County, speak with a knowledgeable Florida-licensed commercial insurance agent with access to multiple insurers and premium finance options. Always try to compare at least 2 or 3 options before deciding on the coverage.