Approximately 101,133 personal and commercial vehicles call the roads of Flagler County their home. This number accounts for roughly 0.6% of all the cars registered in Florida.
Around 82% of adult drivers in Flagler County commute to and from work by themselves and 2 out of 5 of those trips last for more than 30 minutes.
Roughly 20% of Florida drivers are uninsured, which could mean over 20,000 automobiles in Flagler County may be uninsured or underinsured.
1 in 5 crashes in Flagler County are reported as a hit-and-run.
Automobile fatalities in Flagler County statistically occur at a rate of 16.05 per 100,000 vehicles on the road: an estimate of 16 fatal crashes yearly.
In 2021, the Florida Department of Highway Safety and Motor Vehicles (FLHSMV) reported 1,468 crashes in Flagler County: 17 fatal crashes, with a resultant 17 deaths (including nine motorcyclists). Alcohol is determined as the main factor for the fatal crashes in Miami-Dade County in an estimated 26% of all driving fatalities.
To know more about your auto insurance options and to find affordable car insurance in Flagler County, contact a Property & Casualty (P&C) insurance agent licensed in the state of Florida.
Much like most of Florida, Flagler County’s approximately 58,391 housing units are mostly made up of owners occupying the property, with nearly 76% versus 24% for renters. Flagler County’s home owner-occupied rate is the 2nd-highest among its nearby counties, with St. Johns County leading with 80% (owner-occupied) and 20% (renters), while Volusia County ranks the least in terms of residential real estate occupied by the owners - at around 70%. The average percentage of homes occupied by the owners in Florida is 65%.
Across Florida, Sumter County has the most homes occupied by owners (nearly 90%), while Miami-Dade County offers the highest percentage of its real estate as rentals (49%).
Over 15% of housing units in Flagler County encounter housing problems like plumbing issues, overcrowding, or kitchen problems. In 25% of homes, residents spend more than half of their income on housing alone.
For inquiries and other information about Homeowners, Renters, Condo, Flood, and different residential insurance in Flagler County, contact a Property & Casualty (P&C) insurance agent licensed in the state of Florida.
A Florida P&C insurance agent:
Flagler County is rated third-highest among its neighboring counties in terms of proper health insurance, with 17% of its population not having proper coverage. Among Flagler County’s neighbors, Putnam County has the highest percentage of uninsured adults (22%), followed by Volusia County (18%). In the entire state of Florida, Hendry County has the highest percentage of uninsured adults at 35%, while the lowest rate is observed in St. Johns County at under 13%. In 2021 the average adult uninsured rate in Florida was around 19.2%.
Close to 19% of adult residents in Flagler County report health problems, which is roughly 23,000 people.
Furthermore, over 26% of residents in Flagler County do not engage in regular physical exercise activities, which is partially the reason why around 27% of the population in the County has problems with obesity (with a BMI of 30 or more). This figure is the same as the Florida state average. Among Flagler County’s neighbors, Putnam County has the highest obesity rate, with nearly 39%, while the lowest is reported in St. Johns County, closer to 23% of its adult population.
In 2022, 14 health insurers in Flagler County offered affordable and frequently subsidized ACA health insurance on the Florida health marketplace.
Explore your insurance needs with a state-licensed Florida health insurance professional with access to various health insurance plans available in Flagler County. Offerings of health insurance coverage and its pricing may differ between zip codes.
A Florida health insurance agent: analyzes your needs and restrictions, researches the locally available plans that fit your needs, provides you with the available options of coverage, and explains how the differences between the options affect you once you start using each insurance product. The agent assists you with the application process, and at any time, you need to make a change to the policy or shop for replacement coverage.
In Flagler County, the average life expectancy for residents is roughly 79.5 years old, which is lower than the Florida state average of 80 years. Among its immediate neighbors, St. Johns County has the longest life span at 81.9 years, while the shortest is in Putnam County with 73.9 years. In the entire state of Florida, Collier County has the highest life expectancy, at over 86 years, while the lowest life span in Florida is seen in Union County, at under 69 years old.
Approximately 38,000 seniors (65 and older) lived in Flagler County in 2022.
When funeral costs are considered, Flagler County’s $5,600 average is the second-highest average funeral cost among its neighbors. St. Johns County reports the highest funeral cost in the area, with an average of $6,400. Putnam County has the most cost-effective funeral cost in the region and the entire state of Florida, at over $4,600 – much lower than the Florida average of $5,900. These costs include basic service fees, casket, embalming, transportation, viewing, and burial.
Statewide, Putnam County is tied with DeSoto County for having the most affordable funeral costs, while Collier County funeral homes charge the highest at around $9,600.
46% of Americans die with a savings of less than $10,000, which means that over 17 thousand Flagler County senior residents could be placing an unnecessary financial burden on friends or family. They may have no time to grieve as they must look for a way to pay for the funeral.
(Note: If using senior life insurance as payment for the funeral services, most funeral homes require the policy to be “assignable”)
The deceased also frequently leave taxes and other debts behind for the family to take care of aside from the burial costs. Discuss your senior life insurance options with licensed Florida professionals.
Usually, Term Life Insurance and Final Expense Insurance (FE) are the most used life insurance policies to cover “final expenses” up to $50,000. The most common life insurance policies to leave money to the family are: Term Life Insurance and variations of Permanent Life Insurance, such as Whole Life insurance, Indexed Universal Life (IUL) insurance, and Final Expense (FE).
Talk to an experienced and licensed Florida insurance professional about life insurance options and to get life insurance quotes in Flagler County. Knowledgeable insurance agents with access to multiple insurers can help you evaluate your needs and then offer you different solutions to fill them.
Commercial insurance needs vary between each of the nearly 3 thousand business establishments in Flagler County. The three largest job-creating sectors, accounting for almost 51% of all employment in the county in 2020, were:
To assess your business insurance needs and to get a commercial insurance quote in Flagler County, speak with a knowledgeable Florida-licensed commercial insurance agent with access to multiple insurers and premium finance options. Always try to compare at least 2 or 3 options before deciding on the coverage.