Approximately 131,008 personal and commercial automobiles consider Bay County roads their home. All the vehicles in Bay County account for approximately 0.7% of all registered vehicles in the entire state of Florida.
Bay County has roughly 81% of adult drivers that commute to and from work by themselves, and nearly 32% of those trips take more than half an hour to complete.
The percentage of uninsured drivers in Florida is around 20%, which means that more than 26,000 vehicles in Bay County could be uninsured or underinsured.
Nearly 1 in 4 crashes in Bay County is a hit-and-run.
Automobile fatalities in Bay County statistically occur at a rate of 16.63 per 100,000 vehicles on the road: almost 22 fatal crashes yearly.
In 2021, the Florida Department of Highway Safety and Motor Vehicles (FLHSMV) reported 4,461 crashes in Bay County: 35 fatal crashes, with a resultant 43 deaths (including 5 motorcyclists). Alcohol was considered the main factor for the fatal crashes in Bay County in approximately 19% of all driving fatalities.
To receive advice about auto insurance and to find affordable car insurance in Bay County, contact a knowledgeable Property and Casualty insurance agent licensed in the state of Florida.
Bay County’s estimated 108,894 housing units are split between Homeowners (65%) and Renters (35%), which is the lowest homeowner-occupied rate among the neighbors. Bay County’s split is identical to the rest of Florida. Among Bay County’s neighbors, the highest percentage of homeowner-occupied is found in Calhoun County at roughly 81%, followed by Washington County, with almost 78%.
Across Florida, Sumter County has the most homes occupied by owners (nearly 90%) while Miami-Dade County offers the highest percentage of its real estate as rentals (49%).
Approximately 16% of housing units in Bay County encounter housing problems like overcrowding, kitchen problems, or plumbing issues. In roughly 25% of homes, residents attribute more than half of their salary to housing alone.
Bay County has around 18% of adult residents that do not have adequate insurance coverage, which is close to the state average of 19%. The highest uninsured rate among Bay County’s neighbors is observed in Walton County, at over 19%, while the lowest is seen in Gulf County, at nearly 15%. In the entire state of Florida, Hendry County holds the highest uninsured adult rate, with 35%, while the lowest rate is reported in St. Johns County, at under 13%. In 2021, the average uninsured adult rate in Florida was 19.2%.
Roughly 21% of adult residents in Bay County report health problems, meaning almost 36,000 residents are experiencing poor health.
Furthermore, around 31% of Bay County’s residents fail to engage in any physical exercise, contributing to 30% of the population being obese (with a BMI of 30 or more). Bay County’s obesity rate is the lowest among its nearby counties, with Washington County reporting the highest obesity rate, at almost 38%, followed by Jackson County at over 37%. The average obesity rate in the entire state of Florida is over 27%.
In 2022, there were 14 health insurers in Bay County offering affordable and frequently subsidized ACA health insurance on the Florida health marketplace.
The average lifespan in Bay County is estimated at 76.4 years. This figure is lower than the Florida average of 80 years. Among Bay County’s neighbors, Walton County has the longest average life expectancy, at 78.8 years, while the shortest is reported in Washington County, between 72 and 73 years. Compared to the rest of Florida, Collier County has the longest average lifespan of over 86 years, with Union County posting the shortest, at under 69 years old.
Approximately 31,000 seniors (65 and older) lived in Bay County in 2022.
The average price of a funeral in Bay County is around $5,300, which is lower than the $5,900 state-average. Among its peer counties, Washington County’s average funeral expense is similar to Bay County, at $5,300, while Jackson County has a slightly lower cost, at $5,200. These amounts usually include basic service fees, casket, embalming, transportation, viewing, and burial.
Statewide, Collier County tends to have the most expensive funerals at about $9,600, while Putnam County and DeSoto County have the lowest, both closer to $4,600.
Each of the nearly 6 thousand businesses in Bay County has different commercial insurance requirements. The three largest job-creating sectors, accounting for almost 53% of all employment in the county in 2020, were:
To assess your business insurance needs and to get a commercial insurance quote in Bay County, speak with a knowledgeable Florida-licensed commercial insurance agent with access to multiple insurers and premium finance options. Always try to compare at least 2 or 3 options before deciding on the coverage.